: Designed for businesses with complex needs or international operations.
: Unlimited transaction volume, auto-reconciliation (currently in Beta), and payroll for two people.
The base subscription often only tells half the story. Total monthly costs can increase significantly based on specific needs: Pricing Plans - Xero xero fees work
: Best for sole traders and side hustles. Limits : Restricted to 20 invoices and 5 bills per month.
: For larger organizations requiring advanced analytics and higher-volume payroll (10+ people). 2. Mandatory and Optional Add-On Fees : Designed for businesses with complex needs or
How Xero Fees Work: A Complete 2026 Guide to Pricing and Plans
: Includes everything in the Grow plan plus multi-currency support and project tracking for a set number of users. Total monthly costs can increase significantly based on
: Hubdoc for receipt capture, 30-day cash flow forecasting, and payroll for one person (in select regions).
Xero offers several main plans, each designed for different business stages. Unlike some competitors, all plans include , making it highly cost-effective for growing teams.
: The "sweet spot" for most established small businesses. Benefits : Removes all limits on invoices and bills.